We treat the information we gather about you in a confidential manner. Smarter Retirement Solutions Florida LLC collects information about you to help us serve your financial needs, administer and update accounts, reduce fraud and other risks, provide customer service, offer new products or services, and fulfill legal and regulatory requirements. Any collection of personal information is to support our normal business operations and service your account. We do not sell personal non-public information about our clients to anyone. In order to service your account, Smarter Retirement Solutions Florida LLC may collect non-public personal, financial and medical information from the following sources:
- Information on applications and related forms, or provided by you in person or over the phone, such as name, addresses, phone numbers, Social Security number, marital status, employment history, assets and income, investment objectives and experience, and medical information if applying for insurance.
- Information collected from your browser, when you visit our website and your browser interacts with us.
- Information regarding your transactions with us, our affiliates or others, such as products or services purchased, account balances and payment history.
- Information from your employer, bank, attorney, accountant, benefit plan sponsor, consumer reporting agencies, or other institutions regarding financial transactions or other information they are authorized to disclose to us.
Smarter Retirement Solutions Florida LLC does not disclose any non-public personal, financial or medical information about you to anyone, except as permitted or required by law. However, in the course of effecting transactions, providing account maintenance and otherwise servicing our accounts, we may share previously described information about our clients with other service providers such as insurance companies, mutual fund companies, affiliated investment advisors, affiliated broker-dealers, custodians and transfer agents, banks, investment firms, technical application providers, and other advisers, as needed. We may also disclose your information to other organizations as permitted by law such as government agencies and law-enforcement officials (for example, for tax reporting or pursuant to a court order), or to other organizations and individuals with your consent (for example, to your attorney or tax professional).
Smarter Retirement Solutions Florida LLC is an investment advisory firm registered in various states.